Investing - Theory, News & General • Re: In a taxable account, is slightly higher effective yield from muni funds worth the potential downsides?

Munis can be very useful during your working years.

If you use Medicare in retirement, all the Muni dividends are added back in for IRMAA.

That "tax-free income stream" reverses direction and morphs into an effective tax drain.

Statistics: Posted by Dontridetheindexdown — Fri Sep 25, 2026 12:19 pm