Investing - Theory, News & General • Re: 3 questions about your Burn rate

1. Current burn rate is less than zero, as my pensions and social security cover more than my expenses. That will change once I start taking RMDs, from age 73 to 85 my (projected) burn rate will be between 1% - 2%. Only after age 85 will it exceed 2%.

2. Asset allocation is 60/35/5. (stocks/bonds/cash).

3. Asset allocation is driven by these priorities: Capital preservation, income generation, and modest capital appreciation. 90% of my estate will go to charities.

I don’t quite see how the taxes caused by your RMDs will push your burn rate that high. Can you list some example numbers?

Statistics: Posted by Silverado — Fri Oct 16, 2026 1:25 pm