thoughts on cloud photo storage

Basically people are using cloud photo library nowadays to avoid expensive device storage, But the idea of storing my data on non-encrypted cloud is disturbing. So I did some research on privacy focused solutions. I think they can basically sort into 4 types. cloud photo library cloud storage self-host local processing iCloud/ente ? remote processing not considerable Immich/nextcloud As you can see there's something missing. Basically I don't think everyone need a feature-rich photo library. For years people are focusing on docker based photo library like immich. What about a multi-platform lightweight photo viewer/editor optimized for smb? Huge file list loading could be a problem but can be solved with separate folders by month/by album. But most photo viewer/editor I checked on both mobile/desktop platform are just having outdated functions and design. Do you guys think this should be an option? Glad for any ideas.