Investing - Theory, News & General • Pros and Cons of STRIPS vs. TIPS

What are the pros and cons of individual Treasury STRIPS vs. individual TIPS for a 10+ year holding period?

Please assume:

Held in a 401(k) or IRA

Individual securities only, not funds/ETFs

Intended to be held to maturity

Which is better for long-term retirement money: STRIPS for a known nominal value at maturity, or TIPS for inflation protection? When would you choose one over the other, or use both?

Statistics: Posted by babystep — Tue Oct 06, 2026 11:45 pm