Investing - Theory, News & General • Re: Short-term treasury vs TIPS?

Using IShares 0-1 Treasury Bond ETF (SHV) as a long term proxy to F/m's XBIL since their metrics match pretty well over the past three years of XBIL's existence, Testfol.io shows SHV consistently lost to inflation over its 20 year lifespan (CAGR -.97%). Part of that is likely the ETF's ER (.15%) but the outcome suggests a 6 month T-bill auto-rolled still loses to inflation (as measured by the CPI) over the long term.

Statistics: Posted by cvn74n2 — Sat Sep 26, 2026 9:17 am