Investing - Theory, News & General • Re: 2026 Sep 11 trades

Today I sold 10 Jan 2032s at 2.37% (2.28% SA), and used the proceeds plus cash in my MMF to buy 13 2049s at 3.08% (3.03% SA). As always, I used my TIPS Ladder Manager app to see what trades were "required" for rebalancing to my DARAs, which are based on my estimated RMDs. I bought the shortest maturity for which buys were indicated; the yield is only a couple of basis points lower than the highest TIPS yield, which currently is the 2054 at 3.094% (the 2049 now is 3.071%, down a bit from the 3.076% I got.)

I was able to use almost all cash in the MMF, leaving only about $5 in it; I always like that.

Kevin, Thx for sharing all your insights on TIPS including your Tips Ladder Manager app ... very intuitive & insightful.

I'm interested in rolling some of my excess shorter-term rungs into longer-term rungs which are under-funded.
I realize this isn't some big win, but I've got the time, interest & want to play around some.
One example, I have excess 4/15/27 bonds. Due to its near-term maturity there is a big disparity between its Quoted vs S.A. yield. I'm sure this has been covered before, but which yield do you put more emphasis on?

Statistics: Posted by PaulieLilly — Sat Sep 12, 2026 6:08 pm