5060 Ti 16GB or Cloud: Which makes more sense for DL, RL, and LLM studies/research? [D]

Hi everyone, If you have purchased (at least one) GPU(s) for ML/DL studies and research: How is your experience and is it worth it? What do you use it for and how is the ROI? I have a MacBook Pro with M4 from some years ago, while MPS is useful in many occasions, it's no substitute for a NVDA GPU with CUDA support. So recently I am considering getting a 5060 Ti 16GB , but a GPU cannot run itself, so I then also need to buy other parts (e.g., CPU, RAM, SSD, motherboard, and so on...), which has been getting