The $20 → $100 gap is pushing solo power users to split spend with OpenAI

I'm a solo freelancer who uses Claude all day — agent orchestration, coding (Claude Code), analysis, writing. Not a hobby user. Pro at $20/month doesn't cover my daily volume. I hit session and weekly limits regularly. But Max at $100 is a 5x jump with no middle ground. So I split: $20 on Claude Pro + $20 on ChatGPT/Codex to get through the day. I'd rather give Anthropic the full $40, but there's no plan for that. Usage credits don't solve it — they burn at API token rates, way faster than the base Pro allo