Investing - Theory, News & General • Re: Moving from 40 years as an accumulator to 30 years as a distributor

I may have missed it, but it's not clear how you'll choose to withdraw from one fund or another for a given goal. Example: to support Goal #5a (Go-Go Discretionary) over 1-10 years, you have multiple ETFs. Some of them mature in a specific year (IBIE, IBIG), one is a rolling ultra-short (SGOV) and then one with significant risk of duration mismatch (AOM). One option is to withdraw the IBIE, IBIG in their maturity years (2028, 2030), that leaves the remaining years of Goal 5a to be met with more from AOM, wh