Investing - Theory, News & General • Re: How To Spend More Early in Retirement

Set up your life so you can live on your fixed income, SS, pension, annuities, etc, in the future when your pot of money runs dry. Now you can spend it until it's gone and still survive adequately after that.

Our life is set up that way, more money will be coming in every month in retirement than we need to live our current lifestyle. When I stop saving we will actually be taking home more in retirement than we do now. This was a plan that took a while to set up, but we got to that point quicker than expected.

I know it's not the normal plan, but it works and can be adjusted on the run as needed. And knowing you don't absolutely need every dollar you've saved just make ends meet let's you sleep well at night.

Statistics: Posted by ondarvr — Sun Aug 16, 2026 8:31 pm