Apple Upgrade might’ve provided our first hint for what could change with Apple Card

This week, Apple launched Apple Upgrade, its new leasing program for most Apple products. It replaces the iPhone Upgrade Program entirely, and for the most part, it’s an incredible deal.

The deal is so good that largely, there isn’t a great reason to use Apple Card Monthly Installments (ACMI) anymore. You still get 3% cash back using Apple Upgrade, similar to ACMI – and the leasing terms are a lot more generous than ACMI. You also don’t have to lease forever. At the end, you can purchase the device by paying the difference between the leasing cost and the MSRP.

So, it’s left me wondering – will Apple Card Monthly Installments go away?