Investing - Theory, News & General • Is Income Labs Risk-based Guardrails the best Withdrawal Method?

I've recently stumbled across risk-based guardrails developed by Tharp and Fitzpatrick, for example: kitces.com/blog/guyton-klin ... isk-based/ What I like 1. The results looks impressive and seems almost "too good to be true" relative to other dynamic withdrawal methods, as the drawdowns are not that severe and you get a little bump over the static SWR method 2. It is a very intuitive extension of the static SWR method, and can be implemented by hand (see: youtube.com/watch