Have I been lighting ~$1k/month on fire buying Claude API credits instead of just getting Max?

preview.redd.it/llfuyb4vu9ah1.jpg I've been buying ~$1,000/month in API credits straight from Anthropic. My reasoning: go direct, skip paying a markup through Cursor. Cut out the middleman. Today I saw this post by SemiAnalysis on X with this image and a now I'm questioning every decision I've ever made: Obviously that max spend number assumes I'm using it nonstop, which I wouldn’t be. But even a fraction of it and the $200